Thoughts, stories and ideas.

Stop Waiting to Plan Your Exit. Do This 5 Years in Advance.

As a seasoned wealth advisor, I've often seen business owners wait too long to start planning their exit strategy. But the most successful ones start planning at least five years in advance. Here's why. The Power of Time in Exit Planning Exit planning isn't

Everyone is talking about estate tax solutions. Here's what it means for your wealth

The estate tax rules just changed. They changed permanently. And most business owners haven't updated their plans to take advantage. What the OBBBA Actually Did In 2025, Congress passed the One Big Beautiful Bill Act (OBBBA). It raised the federal estate and gift tax exemption to $15 million

Why Most Business Owners Fire Their Financial Advisor Within 3 Years

The Relationship Looks Fine on Paper. Then It Isn't. You did everything right. You interviewed a few people, checked the credentials, liked the handshake. Eighteen months later you're sitting across from someone who doesn't know your business, doesn't return calls the same

6 Numbers Every Business Owner Needs Before Selling

You Know Your Revenue. You Know Your Profit. You Don't Know What Your Business Is Worth. The 6 Numbers That Actually Determine Your Exit Valuation - and Why Most Founders Are Flying Blind Doug Greenberg, CIMA® | Pinnacle Wealth Advisory | March 16, 2026 I'm going to tell

5 Signs You've Already Waited Too Long to Plan Your Exit

I'm going to be direct with you because nobody else will. If you're reading this and you haven't started planning your exit, you're already behind. And if any of the five signs below describe your situation, you're not just behind,

Your Wealth Advisor Doesn't Understand Your Business. That Should Terrify You.

Your Wealth Advisor Doesn't Understand Your Business. That Should Terrify You. Why Most Financial Advisors Are Ignoring the Biggest Asset You Own - and What It's Costing You Doug Greenberg, CIMA® | Pinnacle Wealth Advisory | March 17, 2026 Let me ask you something that's going

The 6 Numbers That Determine What Your Business Is Actually Worth

As a business owner, you likely have a deep understanding of your company’s operations, products, and customer relationships. You can probably rattle off your annual revenue with remarkable ease. However, here’s the hard truth: knowing your revenue or profit does not translate into knowing what your business is

Don't Sign That LOI Until You Read This

As a financial advisor with years of experience at Pinnacle Wealth Advisory, I have witnessed countless business owners stand on the precipice of a life-changing decision: selling their company. It is exhilarating, yet profoundly daunting. A Letter of Intent (LOI) arrives in your inbox, and it looks polished, the offer

America's Retirement Crisis: Why $48,000 Won't Cut It

In my years as a financial advisor at Pinnacle Wealth Advisory, I have witnessed firsthand the growing anxiety among American business owners regarding retirement. As I talk with clients about their financial futures, one statistic stands out starkly: the average 401(k) balance in America is around $48,000. While

What $100 Oil Actually Means for Your Money

As I sit down to reflect on the implications of oil prices nearing the $100 per barrel mark, it suddenly strikes me: We often allow ourselves to be swept up in the narratives pushed by mainstream media. They insist this spike can, and will, change everything. However, I am here

Your Exit Timeline Doesn't Care About Iran

Your Exit Timeline Doesn't Care About Iran Why Business Owners Should Stay the Course on Wealth Strategy During Geopolitical Chaos Doug Greenberg, CIMA® | Pinnacle Advisory | March 9, 2026 Turn on the news right now and it feels like everything is on fire. Missiles, oil prices jumping, commentators talking